Introduction to Flexible Borrowing and Usage Tutorial

**1. **Product Overview

Flexible borrowing is a loan product with no fixed term and floating interest rates launched by OKX. Users can borrow by pledging digital assets. Flexible borrowing currently supports hundreds of digital assets as collateral, and allows users to borrow and repay at any time. Additionally, after a user's loan application is approved, funds will be credited quickly. The funds for this product come from the OKX Earn wealth management product. Borrowing interest rates are determined and updated hourly.

2. Product Use Cases

Flexible borrowing has multiple use cases. Users can pledge their assets on the OKX platform through flexible borrowing and borrow corresponding amounts of another cryptocurrency to execute other operations, such as buying the dip, arbitrage trading, or locked staking.

It's worth noting that after borrowing the corresponding assets, users can directly browse OKX Earn's carefully curated Simple Earn, Structured Products, and On-Chain Earn sections, and participate in projects of interest with one click. The process is intuitive and simple, and OKX covers the on-chain and off-chain transaction fees for users.

Currently, the OKX platform has integrated the DeFi protocol Anchor-UST with a 19% annualized return rate, as well as locked staking projects such as locked LUNA earning 18.47% annualized return. There is a rich selection and diverse experience.

3. Risk Warning:

1. OKX flexible borrowing rates are determined by the supply and demand relationship of funds in the market, updated hourly, and are not fixed. Please pay attention to interest rate changes;

2. While OKX integrates third-party DeFi and Staking projects, it only provides services such as project information display and return distribution, and does not assume any liability for asset losses caused by potential risks such as contract vulnerabilities, hacking incidents, or project exits;

3. Before selecting to participate in specific projects, users should try to gain a general understanding and make clear judgments about the projects, and be responsible for their own decisions. The OKX platform serves the function of information display in this process and does not constitute any form of investment advice.

4. Usage Tutorial:

1. APP: In the APP, click the "Finance" tab in Pro mode, then select "Borrow".

2. WEB: On the navigation bar, click the "Finance" tab, then select "Borrow".

3. Switch the tab to "Flexible", select the collateral and borrowing cryptocurrencies, enter the corresponding amount, and click "Confirm".

Disclaimer

This article may contain content related to products that are not available in your region. This article is intended to provide general information only and does not bear responsibility for any factual errors or omissions therein. This article represents only the author's personal views and does not represent the views of OKX. This article is not intended to provide any of the following advice, including but not limited to: (i) investment advice or investment recommendations; (ii) offers or solicitations to purchase, sell, or hold digital assets; or (iii) financial, accounting, legal, or tax advice. Holding digital assets (including stablecoins) involves high risk, may fluctuate significantly, and may even become worthless. You should carefully consider whether trading or holding digital assets is suitable for you based on your financial situation. For questions regarding your specific situation, please consult your legal/tax/investment professional. The information appearing in this article (including market data and statistics, if any) is for general reference only. Although we have taken all reasonable precautions in preparing these data and charts, we assume no responsibility for any factual errors or omissions expressed herein. © 2025 OKX. This article may be reproduced or distributed in its entirety, or excerpts of 100 words or less from this article may be used, provided that such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: "© 2025 OKX, used with permission." Permitted excerpts must cite the article title and include the source, for example "Article Title, [Author Name (if applicable)], © 2025 OKX". Some content may be generated or assisted by artificial intelligence (AI) tools. Derivative works or other uses of this article are not permitted.

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