Why Do Account Assets Frequently Fluctuate
Q: I used 100 yuan to Buy Crypto, and Account Assets showed 100 yuan, but after a while the Assets became less. I didn't sell any coins. What's going on?
A: Because digital assets Trading is 24/7, digital assets prices also change in real-time with market conditions, going higher or lower. So even without You selling or Buying Crypto again, Account Funds may increase or decrease with fluctuations in digital assets prices.
Q: I used 100 yuan to purchase USDT, but Account Assets shows less than 100 yuan. What's going on?
A: When conducting Assets valuation, the system first converts your coins to BTC based on the platform's Trading price, then converts BTC to USD or CNY based on the BTC index price.
For example: You used 100 yuan to purchase 14.99 USDT when the USDT price was 6.67 CNY.
At this time, the latest transaction price of BTC/USDT is 55056.3, the BTC/USD index price is 54941.66, and the calculated CNY Assets valuation is (14.99/55056.3)*54941.66=14.958
14.958*6.558 (USD exchange rate)=98.09 yuan
(BTC price View path: 【Trading】–【Basic Trading】–BTC/USDT)
(BTC/USD index price View path: 【Market】–【OKX Index】–【BTC/USD】)
**Note: **Account valuation converts Funds in the Account to BTC, then uses the BTC/USD index for valuation. The valuation is related to both the market conditions of the coins You hold and BTC's market conditions. Account valuation fluctuates in real-time and serves as a reference. As long as the quantity of coins You hold hasn't decreased, there won't be any issues. Please base it on the number of coins held in the Account.
Disclaimer
This article may contain product-related content not applicable to Your region. This article is only intended to provide general information and assumes no responsibility for any factual errors or omissions herein. This article represents only the author's personal views and does not represent OKX's views. This article is not intended to provide any of the following advice, including but not limited to: (i) investment advice or investment recommendations; (ii) offers or solicitations to buy, sell, or hold digital assets; or (iii) financial, accounting, legal, or tax advice. Holding digital assets (including stablecoins) involves high risk, may fluctuate significantly, and may even become worthless. You should carefully consider whether Trading or holding digital assets is suitable for You based on Your financial situation. For questions about Your specific situation, please consult Your legal/tax/investment professional. The information appearing in this article (including market data and statistics, if any) is for general reference only. Although we have taken all reasonable precautions in preparing these data and charts, we assume no responsibility for any factual errors or omissions expressed herein. © 2025 OKX. This article can be reproduced or distributed in full, or excerpts of 100 words or less from this article can be used, provided such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: "© 2025 OKX, used with permission." Permitted excerpts must cite the article name and include attribution, for example "Article Name, [Author Name (if applicable)], © 2025 OKX". Some content may be generated or assisted by artificial intelligence (AI) tools. Derivative works or other uses of this article are not permitted.
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